Salvaging Safe Spaces

Close-up of a hammer on wood, broken nails scattered behind it

How can you know if a property is safe to be on? I ask because my friend, who graduated a couple of years ago, recently bought an old office building. He’s trying to fix it up and rent it out–the first step toward what he’s convinced will be a commercial real estate empire. But I … Read more

Lawsuits and Loved Ones

Scattered letter blocks with three blocks spelling “LAW” in focus

My sister doesn’t get along with the rest of the family lately. She has had a rough few years, with some issues with substance abuse and some problems financially. My parents have been raising my sister’s kids while a lot of this has been going on. Now my sister is trying to rebuild her life, … Read more

Investing Intelligently

A digital stock market ticker board showing glowing green and red numbers, representing stock price changes

I know that I should be investing. I know all the basic reasons to do so, and that inflation makes my money worth less each year, and that I should try to put my money in an investment that grows faster than inflation. I know I should have a diverse portfolio. I know all that … Read more

Investing In Yourself

The word “hustle” written in cursive on a white sheet of paper

I’m going to graduate next year and, with luck, head straight on to law school. I have a very clear idea of what I want to do for a living and how I’m going to save and invest once I graduate from law school, but I’m concerned about making the most of my early 20s. … Read more

Richer Regions

A well-dressed individual in business clothing with a pen in one hand and a phone in the other

I have friends here from all over the country, and that’s been really eye-opening to me. One thing that’s been bothering me more and more is how some areas of our country seem to be doing so much better economically than others. It seems like being born in the “right” city, state, or region can … Read more

Eye-Popping Expenses

A detailed eye graphic printed against a money-like textured background

I’ve worn glasses all of my life, and I’ve never felt great about it. I’m used to them, sure, but I hate the way they make my face look. Other people look great in glasses, which I get, but the sad truth is that people like me–who really need glasses–never look as good, because the … Read more

Loan Lawsuit

A judge’s wooden gavel

Can college sue you for defaulting on your student loan? There will be quite a few who have already graduated, but are thinking the same thing. The level of student debt the nation now faces is a crippling $1.4 trillion, with 40% of borrowers in default for over 90 days. With a looming financial crisis, some … Read more

Taking Credit

A hand holding a credit card in front of an open laptop screen, suggesting an online purchase

I’ve asked my parents for a credit card at college. Can you explain why it’s a good idea? There are two ways you can get hold of a credit card.  First, you can get a card in your parents’ names and they bear responsibility for the bill.  Second, you can have one in your name. … Read more

Focus on Finance

A desk with a calculator, bills, and a pen for budgeting

I’m going to graduate pretty soon, and I’m excited about heading off into the “real world.” One thing I’m worried about, though, is money. I’ve never really been great with money, and I don’t feel like I know much beyond the basics of budgeting and saving. I know that I’m supposed to start saving for … Read more

Design and Decoration on a Budget

nterior space featuring polished wooden furniture and a blue accent wall, styled with decorative details

I live in an off-campus apartment with a few friends. We all care quite a bit about what our apartment looks and feels like, and we’re all pretty unhappy with it right now. The unfortunate truth is that none of us really has much money right now (we’re just college kids, after all), so things … Read more