Finance

I’m fairly new to investing and would like an informed second opinion. I’ve been investing a small fraction of my discretionary income into penny stocks trading with only moderate success. My dad cautioned me about the risks versus rewards when it comes to penny stocks, but it seemed like a good place to begin. Now … Read more

My dad was recently bit by a dog while on a walk in my neighborhood back home. At first he thought he was alright, but the bite actually turned out to be pretty bad. He spoke with the neighbor who owned the dog, and the owner was very apologetic. They agreed not to report the … Read more

We’re getting an off-campus house with a bunch of students. How can I rely on everyone to pay rent? Your college housing can impact well-being and ultimately your academic performance. The people in your apartment add to this experience or make it a daily nightmare. Choosing the right roommate needs to be taken seriously, and you … Read more

I hate to admit I’m graduating with both student loan and credit card debt. How can I manage these debts? Graduating college students are all asking this question. Your credit and financial independence hang in the balance when you graduate with both credit card and student loan debt. We have specific advice on managing these … Read more

I understand there are different loan servicers for your student debt. Can I change? All college students seek the lowest loan interest rate possible, but this may not happen with their current student loan servicer. It’s been documented that some have been given incomplete or incorrect information from their servicer. In fact, servicer inability has … Read more

I shop online several times each week. Why do I wind up spending more money online than I planned? Two thirds of Millennials prefer digital shopping over physical stores, which is no surprise since they grew up with the Internet. Many actually shop online while inside a physical store. Cost and convenience are the obvious … Read more

I’m worried about the economy. For a while, it seemed like everything was going up–now it seems like everything is going down! I talked to my parents about it, and they say they still have money in stocks. I want them to pull that money out, though, so that they don’t lose big when the … Read more

I need some guidance. I’m a sophomore focusing my studies on environmental sustainability. In one of my courses, the instructor has a different student present a topic each week that she assigns the week prior. The topics are always related to sustainability, but they’re usually indirectly related to the environment. For example, a few weeks … Read more